Tuesday, May 26, 2020

Immigration Essay Samples - How to Write Essays For College

Immigration Essay Samples - How to Write Essays For CollegeThere are several important components that you need to consider when you are writing an immigration essay sample. What is important is not only the content of the essay, but also how it is written. You will find that many of the services available on the Internet will give you a sample of the style and format of your essay. These samples should be used with caution since some are copied directly from other sources and may not really meet your needs.One of the first things that you need to consider when looking for immigration essay samples is the research that is involved. You have to decide if you are going to go through a book or through online resources. In either case, you will want to make sure that the information you get is accurate. You also need to get an idea of what type of essays are acceptable and what you would want to write about. The essays you choose will come into play for when you submit the samples to col leges.When you start looking for immigration essay samples, you may find it easier to look in your local library. You should be able to find it there that you can read over and analyze the ideas and information you will be using. The Internet may also be an option to look at as well. However, you may find that many of the online resources that offer these samples are poor copies and not worth using.Some of the methods that you use when writing the essay samples will help you get the information that you need. You will find that many of the samples that are on the Internet will not use your information, but they are copies. This could give you a clear idea as to what you will be doing when you submit the sample. Some of the sites that provide these samples do not provide complete information and you will need to know exactly what you are looking for.You need to check with the bookstores to see if they will give you some of their books as well as many of the different sources that are available to you. In addition, you may find that there are some college loans that will provide this kind of assistance. Some of the students who have taken out these loans are not able to afford to pay them back and they are looking for alternatives. If you are the student that needs a chance to further your education and you do not qualify for any of the loans, then you may be able to get one from the school itself. However, this will be based on your financial situation and not necessarily on the college.In addition, if you are going to be submitting the essay for college, you need to check with the advisor to see if they have any resources that they can provide you with. This may include a tutor to help you write the essay. However, the information that they provide you should be completed by a professional. It is important that you do not lose sight of the fact that you need to come up with a cohesive essay that will help you get into the college of your choice. You do not wan t to sacrifice quality to save money.As you can see, there are many different things that you will need to consider when you are writing your essay samples. This is something that you have to think about carefully in order to make sure that you write the best possible essay possible.

Saturday, May 16, 2020

The effects of the credit crunch - Free Essay Example

Sample details Pages: 9 Words: 2714 Downloads: 8 Date added: 2017/06/26 Category Finance Essay Type Cause and effect essay Did you like this example? International Stock Markets Introduction Don’t waste time! Our writers will create an original "The effects of the credit crunch" essay for you Create order The objective of this document is to gain an understanding of the effect that the credit crunch has had on international stock markets, what the different governments have done or are planning to do to alleviate this problem and the elements that precipitated such a crisis. Therefore in the document the author first begins by defining the credit crunch and the current situation. Then in the next section the author goes on to analyze the effects the crisis has had on the different stock markets across the globe à ¢Ã¢â€š ¬Ã¢â‚¬Å" and specifically looks at the effect that the crunch has had on the American Stock Exchange (the Dow Jones Index) and the Shanghai stock market. Based on the findings the author will then continue to further analyze the specific elements that precipitated these events and look to the future of what is in store specifically for these two countries, what they can and have done to alleviate this problem and what may happen to the global economy as a whole. The Credit Crunch Today the word credit crunch has become a household buzzword and has been known by many different terms throughout the developed and the developing world. Credit Squeeze, Credit Freeze and Credit Crisis are some of the other terms that have been used to define the present crisis that has engulfed the entire globe and brought many economies to the brink of bankruptcy à ¢Ã¢â€š ¬Ã¢â‚¬Å" the Icelandic economy being the best example. So what is a credit crunch or a credit squeeze? It is the decline of available credit facilities in an economy because banks and other financial organizations have tightened their lending regulations in response to a loss of confidence in the consumers ability to pay back loans. Further in order for us to consider a certain situation as a credit crunch, the availability of credit should reduce despite changes in interest rates. By this it is meant that irrespective of an increase or decrease in interest rates there should still be a lack of credit availability in the open market. These are hallmarks of a credit crunch. Therefore it can be stated that in a credit crunch situation there ceases to be any identifiable relationship between the availability of credit and the changes in the interest rates. Another sign of a credit crunch is when investors and bankers and all lenders in general start looking for safe, conventional and low risk investments. This obviously comes at the expense of small and medium scale enterprises, which are the ultimate victims as banks and lending organizations refuse to lend to them and thus push them out of business due to the liquidity crisis they face. Therefore looking at everything that has been stated above it would suggest that a credit crunch in effect would reduce the supply of money in an economy facing the crisis and thus cause a reduction in the disposable income of its population due to the lack of funds, loss of jobs (caused by enterprises going out of business) and credit facilities to get them through the difficult times. The Effects on the Market The credit crunch that gripped the worldà ¢Ã¢â€š ¬Ã¢â€ž ¢s developed economies throughout 2008 and is expected to continue well into 2010 has far reaching consequences. This is because a reduction in disposable income affects many different industries directly and all the industries throughout the globe indirectly. Thus it can be said that such a crisis in the developed world would eventually cause a devastating domino effect or rather a cascading effect throughout the world due to globalization and the inter-dependence of economies whether developed or otherwise on one another. The effects of the credit crunch on the market indexes were first seen in the Dow Jones and the FTSE 100 and some other stock exchanges in the developed world. The Dow Jones, which had been at 14,000 point in 2007, saw a huge drop in September and October 2008. Today it is stated that American stocks as a whole have lost 20% of their share value. While the drop in the FTSE 100 was caused by the credit crunch that was in effect in the United Kingdom (starting with the near bankruptcy of Northern Rock) à ¢Ã¢â€š ¬Ã¢â‚¬Å" the drop in the Dow Jones also had an indirect effect on the FTSE. October was one of the most volatile months in the history of many stock exchanges around the world and the gloom and doom forecasts that were made by economic pundits did not help the markets either. The Russian stock exchange and the Mumbai stock exchanges had to be shut down on several occasions in October and November 2008 to stop the free fall of markets. Likewise even the worldà ¢Ã¢â€š ¬Ã¢â€ž ¢s fastest growing economy China was faced with severe hardship as the Shanghai stock exchange dropped in value by close to 50% from its peak in July 2007. As stated previously due to globalization all economies throughout the world are inter-dependent and co-dependent on one another[1]. Therefore when a crisis hits one large economy the consequences are far reaching and as is apparent in this case quite devastating to say the least[2]. Taken at face value one would say that there is no connection between the credit crunch and the drop in the market indexes around the world, however it does not take long to make the connection between the two. For instance the lack of available credit in the United States caused a decrease in the disposable income that is in the hands of its public. This reduced a drop in consumption, which hit the housing market, the auto market and the retail sector. The effects on the housing market then caused many banks and investment houses to go bankrupt, as they had invested heavily in mortgage related stocks. Further the hit to the auto and retail sector caused a direct hit to share prices in these industries. Add to this the almost daily occurrences of banks and other huge financial institutions either going bankrupt or desperately asking for help caused even more devastation in the stock markets, thus causing them to loose their value at previously never seen rates. America and China The devastation that has been caused throughout the world has caused fear throughout the worldà ¢Ã¢â€š ¬Ã¢â€ž ¢s developed economies that globally we stand on the brink of a prolonged recession that will eventually cause a contraction of more than 10% in productivity, which will then precipitate a depression much akin to the à ¢Ã¢â€š ¬Ã…“great depressionà ¢Ã¢â€š ¬Ã‚  of the 1930s[3]. In an attempt to avoid such a situation at all costs economies throughout North America and Europe have done their utmost best to jump-start the floundering credit and stock markets through injection of funds and huge à ¢Ã¢â€š ¬Ã…“stimulusà ¢Ã¢â€š ¬Ã‚  or à ¢Ã¢â€š ¬Ã…“bail outà ¢Ã¢â€š ¬Ã‚  packages. In the United Kingdom alone the current Labour government has gone out on a limb to use taxpayersà ¢Ã¢â€š ¬Ã¢â€ž ¢ money to bail out many banks and credit organizations. Further the government has also bought stakes in all the banks and credit organizations that have been bailed out and have insisted that these organizations start lending to the general public in an attempt to increasing spending and protect other industries such as the retail, housing and auto industries from collapse. The United States to has carried out similar steps and has even gone as far as requesting the federal reserve to buy the à ¢Ã¢â€š ¬Ã…“toxic assetsà ¢Ã¢â€š ¬Ã‚  that are held by the banks in an attempt to clean up the economy and usher in a new era of conservative economics. In the United States different stimulus packages have been provided to different sectors such as the auto sector to save the à ¢Ã¢â€š ¬Ã…“big 3à ¢Ã¢â€š ¬Ã‚  from near collapse. Likewise economies have taken many different steps such as reducing interest rates, increasing lending from central banks to the financial sector, guaranteeing investors funds in bank deposits etc. Even economies like China, India and Russia have not been spared and the governments in those countries too have pledged huge amounts of funds in stimulus packages. In times of recession, usually the commodities markets do very well and as a result are not as affected by the crisis as countries that are not based on commodities markets. However in this case due to the far-reaching consequences of the credit freeze, there was a drop for demand of commodities, which has caused the Middle Eastern, African, Canadian and Australian economies to all falter. While the Canadian and Australian markets are not solely dependent on commodities with the rising oil and gas prices a huge component of the income in these economies were made up of commodities. Therefore a decline in commodities prices caused a further blow to the once robust economies that weathered the storms of the à ¢Ã¢â€š ¬Ã…“dot comà ¢Ã¢â€š ¬Ã‚  burst[4]. Unemployment levels and home foreclosure figures in the United States currently stand at unprecedented levels and analysts say that it is worse than the devastation that was seen in the 1950s and then again to the 1980s[5]. On more than one occasion the current President of the United States, the President-Elect and head of the Federal Reserve are all known to have said that they are on the brink of a depression and will do everything within their means to avoid such a situation from happening. The very fact that these individuals even tout the term à ¢Ã¢â€š ¬Ã…“depressionà ¢Ã¢â€š ¬Ã‚  can only mean that the country is very near such a situation, which can only mean that we should expect further financial doom in the coming months and years[6]. When the worldà ¢Ã¢â€š ¬Ã¢â€ž ¢s largest economy slows down, it has a ripple effect throughout the entire world[7]. At one time it was thought that China, India and Brazil the emerging economies would be untouchable, however the past few months and the performance of their stock exchanges have shown us in no uncertain terms, that this is not the case. America is the biggest consumer in the world. And when the American economy slows down and in this case when there is decrease in the money supply à ¢Ã¢â€š ¬Ã¢â‚¬Å" this has a direct effect on consumption. When the consumption levels in the United States drops all countries that export into the United States are affected. China, India, Canada, Saudi Arabia, Mexico and countless other countries export goods and services in to the United States and are therefore greatly affected by the drop in consumption. When these economies are affected then other economies that are dependent on exporting into countries like China and Canada are affected. For instance the African countries that supply steel and other commodities to China are greatly affected due to the drop in Chinaà ¢Ã¢â€š ¬Ã¢â€ž ¢s export demands in the United States. And thus the domino effect goes on. The wors t part is that factors exacerbate one another and cause increase devastation as the problem persists and makes it harder and harder for governments to reverse the trends as time passes by. This is why early intervention is imperative and some pundits even think that the global economy has already reached the point of no return and that we are falling into an abyss that we will not get out of in the near future and not without some creative and radical changes taking place. In terms of solving the crisis, many economists and financial analysts have put forward different theories on what should and should not be done. There have been suggestions that China should take the lead on these issues and try to jump start the world economy by bailing out the United States and through that ensuring the growth of its own economy. It is true that the Chinese have access to over 3 trillion dollars in foreign reserves but even if they were to use up all those funds to buy up shares and stocks in the faltering US economy that still leaves the question of the à ¢Ã¢â€š ¬Ã…“toxic assetsà ¢Ã¢â€š ¬Ã‚  unanswered and unsolved. The problem in relation to à ¢Ã¢â€š ¬Ã…“toxic assetsà ¢Ã¢â€š ¬Ã‚  is not that they cannot be purchased but that their actual value is unknown and most analysts cannot put a price tag on it as the variable are volatile, ambiguous and extremely complicated. Further it has also been stated that China should attempt to focus its energies on its domestic economy as its banking system much like Indiaà ¢Ã¢â€š ¬Ã¢â€ž ¢s highly regulated banking system is in good shape[8]. While it is true that China has a huge domestic market if it were to lead the way and increase import demand, this would still lead to a very small percentage increase in the import demand when compared to that of the developed economies. Therefore it is suggested that an increase in import demand in China, India and Brazil together will still not be sufficient make up for the short fall that is caused by the recession and ensuing drop in demand in the developed economies. Conclusion It is apparent from everything that has been stated above that the credit crunch, which resulted from the mortgage meltdown that occurred in the United States and the United Kingdom has had far reaching consequences on the stock markets and both the emerging and developing economies around the world. Governments have done everything in their capacity from injecting unprecedented levels of investment and stimulus packages into their economies on both sides of the globe but the effects have been lack luster or almost non-existent. The stock markets still continue to be affected, the liquidity crisis is only getting worse and not better and there has been no solution found to wipe out à ¢Ã¢â€š ¬Ã…“toxic assetsà ¢Ã¢â€š ¬Ã‚  as analysts and economists are not able identify their real value due to the complicated nature of these investments. Throughout the last few decades these developed countries have been preaching to the developing world[9]. This was especially true during the Asian Financial crisis toward the end of the last century[10] and now it is time that the developed economies actually practice what they preached all these years. References Cai, K. G. (2001). à ¢Ã¢â€š ¬Ã…“Is a Free Trade Zone Emerging in Northeast Asia in the Wake of the Asian Financial Crisis?. Pacific Affairs, 74(1), Caldwell, J., ODriscoll, T. G. (2007). à ¢Ã¢â€š ¬Ã…“What Caused the Great Depression?à ¢Ã¢â€š ¬Ã‚ . Social Education, 71(2), pp. 70. Eagle, D. (1994). à ¢Ã¢â€š ¬Ã…“The Equivalence of the Cascading Scenario and the Backward-Bending Demand Curve Theory of the 1987 Stock Market Crashà ¢Ã¢â€š ¬Ã‚ . Quarterly Journal of Business and Economics, 33(4), pp. 60. Feridhanusetyawan, T., Stahl, C., Toner, P. (2001). à ¢Ã¢â€š ¬Ã…“APEC Labour Markets: Structural Change and the Asian Financial Crisisà ¢Ã¢â€š ¬Ã‚ . Journal of Contemporary Asia, 31(4), pp. 491. Grimes, A. (1998). à ¢Ã¢â€š ¬Ã…“The Asian Financial Crisis: How Long Will the Downturn Last?à ¢Ã¢â€š ¬Ã‚ . New Zealand Economic Papers, 32(2), pp. 215. Jiangli, W., Unal, H., Yom, C. (2008). à ¢Ã¢â€š ¬Ã…“Relationship Lending, Accounting Disclosure and Credit Availability during the Asian Financial Crisisà ¢Ã¢â€š ¬Ã‚ . Journal of Money, Credit Banking, 40(1), pp. 25. Leightner, J. E. (2007). à ¢Ã¢â€š ¬Ã…“Thailands Financial Crisis: Its Causes, Consequences, and Implicationsà ¢Ã¢â€š ¬Ã‚ . Journal of Economic Issues, 41(1), pp. 61. Leijonhufvud, A. (2003). à ¢Ã¢â€š ¬Ã…“Reflections on the Great Depressionà ¢Ã¢â€š ¬Ã‚ . Economic Record, 79(246), pp. 388. Raines, J. P., Leathers, C. G. (1994). à ¢Ã¢â€š ¬Ã…“The New Speculative Stock Market: Why the Weak Immunizing Effect of the 1987 Crash?à ¢Ã¢â€š ¬Ã‚ . Journal of Economic Issues, 28(3), pp. 733. Szekely, G. J., St. P. Richards, D. (2004). à ¢Ã¢â€š ¬Ã…“The St. Petersburg Paradox and the Crash of High-Tech Stocks in 2000à ¢Ã¢â€š ¬Ã‚ . The American Statistician, 58(3), pp. 225. 1 Footnotes [1] Raines, J. P., Leathers, C. G. (1994). à ¢Ã¢â€š ¬Ã…“The New Speculative Stock Market: Why the Weak Immunizing Effect of the 1987 Crash?à ¢Ã¢â€š ¬Ã‚ . Journal of Economic Issues, 28(3), pp. 733 [2] Leightner, J. E. (2007). à ¢Ã¢â€š ¬Ã…“Thailands Financial Crisis: Its Causes, Consequences, and Implicationsà ¢Ã¢â€š ¬Ã‚ . Journal of Economic Issues, 41(1), pp. 61 [3] Caldwell, J., ODriscoll, T. G. (2007). à ¢Ã¢â€š ¬Ã…“What Caused the Great Depression?à ¢Ã¢â€š ¬Ã‚ . Social Education, 71(2), pp. 70 [4] Szekely, G. J., St. P. Richards, D. (2004). à ¢Ã¢â€š ¬Ã…“The St. Petersburg Paradox and the Crash of High-Tech Stocks in 2000à ¢Ã¢â€š ¬Ã‚ . The American Statistician, 58(3), pp. 225 [5] Eagle, D. (1994). à ¢Ã¢â€š ¬Ã…“The Equivalence of the Cascading Scenario and the Backward-Bending Demand Curve Theory of the 1987 Stock Market Crashà ¢Ã¢â€š ¬Ã‚ . Quarterly Journal of Business and Economics, 33(4), pp. 60 [6] Leijonhufvud, A. (2003). à ¢Ã¢â€š ¬Ã…“Reflections on the Great Depressionà ¢Ã¢â€š ¬Ã‚ . Economic Record, 79(246), pp. 388 [7] Cai, K. G. (2001). à ¢Ã¢â€š ¬Ã…“Is a Free Trade Zone Emerging in Northeast Asia in the Wake of the Asian Financial Crisis?. Pacific Affairs, 74(1) [8] Jiangli, W., Unal, H., Yom, C. (2008). à ¢Ã¢â€š ¬Ã…“Relationship Lending, Accounting Disclosure and Credit Availability during the Asian Financial Crisisà ¢Ã¢â€š ¬Ã‚ . Journal of Money, Credit Banking, 40(1), pp. 25 [9] Feridhanusetyawan, T., Stahl, C., Toner, P. (2001). à ¢Ã¢â€š ¬Ã…“APEC Labour Markets: Structural Change and the Asian Financial Crisisà ¢Ã¢â€š ¬Ã‚ . Journal of Contemporary Asia, 31(4), pp. 491 [10] Grimes, A. (1998). à ¢Ã¢â€š ¬Ã…“The Asian Financial Crisis: How Long Will the Downturn Last?à ¢Ã¢â€š ¬Ã‚ . New Zealand Economic Papers, 32(2), pp. 215

Wednesday, May 6, 2020

Development Of Strategic Human Resource Management

Abstract: The evolution for the latest office culture to provide freedom and opportunity for transforming business has been emphasized in this academic research study. The role and contribution of SHRM in this direction is considered inseparable. It helps in encouraging new forms of working and making the environment suitable and adequate for effective work. The aspect of Strategic Human Resource Management facilitates in achieving the business performance through productive and satisfied employees, enhanced knowledge sharing and collaboration, speedier process of work flow and synchronizing the business activities in accordance with the structure and design of the work force. Table of Contents Introduction: 4 Purpose of the†¦show more content†¦It in fact it helps in facing new challenges regarding implementation of new technologies in work space, in meeting the demands of leadership and managerial skills by the organization, in reorganizing the organizations and fruitful utilization of furniture, space, technologies and facilities (Gueutal and Stone, 2012). Background of the topic: The main background of this topic revolves round how technological advancement can help in changing the office structure for meeting business requirements and in up grading the quality of the existing work force. Grossman (2013) stated that the role of information technology is very vital in ensuring steady growth and development of the business by effectively utilizing the staffs to meet the organizational aims and objectives. At the same time the technical ways of performing also saves great deal of time and effort thereby making the entire business process cost effective for gaining a competitive advantage. Finally the backdrop of the study also helps in analyzing and knowing how the organizational forms and structure can create an impact on the work process and the attitude of the employees (Biles and Holmberg, 2007). Structure of the Report: The structure of the report has to be specific so that it can convey the desired impact to the readers for further application. The nature and scope of the study depends largely on the structure of the report and can help in understanding

Tuesday, May 5, 2020

The Girl With the Alice in Wonderland Tattoo free essay sample

When I see my breath on a cold morning for the first time, and the air temperature startles me, I can’t help but think whether or not this is the only type of weather that will be prevalent for the next nine months. During this season, the afternoons are pleasant, but the mornings are brutal. I dread the thought when every morning I must climb out of my bed where my body heat has been so nicely enclosed since the previous evening. This year, however, summer was not going to give up without a fight. It was the end of September, but it was about eighty degrees and extremely humid. I had to go to work, but I incorporated the weather into my wardrobe by wearing a tank top underneath my smock. I could tell, however, the customers were not going to embrace this sporadic occurrence like I was; maybe due to the fact that humidity makes people cranky†¦ It was now about seven o’clock at night, and the store was closing in about two hours. We will write a custom essay sample on The Girl With the Alice in Wonderland Tattoo or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Yes, two hours, but there was something that happened in those two hours that made them manageable. A girl. She was young, tall, and skinny, much like me. On her head, she wore a white beret that got lost in her bleached white hair, but most importantly her body was covered in colorful tattoos. The first one that stood out to me was the Alice in Wonderland one. I took the tender from my current customer, sent her on her way, and got ready to scan the Alice-in-Wonderland-girl’s groceries. I had barely started when she took a quick look down and blurted out, â€Å"that’s my name too!† â€Å"Really?† I asked in return. â€Å"I like your tattoos,† I couldn’t help but saying. â€Å"The Alice In Wonderland one is my favorite.† She said each one represented a member of her wacky family, and that all her tattoos meant something. For example, one of my other favorites being a pair of eighth notes with paint brushes as the stems, representing an artsy person much like myself and her. After she left, I realized that that day I had met a piece of myself. We had the same name, but she wore my personality on her sleeve. Whatever inspired her to get those tattoos provoked me to notice her. While part of me wants to see her again, I know that mysteries stay mysteries for a reason, and whatever is meant to happen, will happen.